Hoarding versus Investing

One question often raised to hoarders is “How do you decide where to put your hoarded money?” The question begs for two answers: how to spend it for consumer goods/needs, and how to invest when the opportunity comes up. It is important to realize that hoarding is an act of investing when done in numbers with others, because it can actually increase the value of your dollar if enough people hoard together.

It is important to realize that current investment schemes (stock markets, money markets, CDs, savings accounts, etc) have a fraudulent aspect due to current tax laws, fractional banking allowances, and corporate shell games. Investing in stocks used to mean being paid a profit each year (”dividends”), and having some power over the direction of the company. Today, due to tax laws and corporate loopholes, investment usually brings no profits or yields, and is just a ponzi scheme to try to sell a company’s stocks to the next guy for a “profit.”

There are still great ways to invest, while still retaining an investor’s edge. One way to invest is to great a local investment group that works like a bank in finding local businesses to loan money to directly, in exchange for a real share in the company’s profits and control. By becoming a true shareholder, one can monitor the borrower’s books, make create corporate policy and direction, and receive a real dividend in profit years. This is different from being a typical stock trader, who receives no real profits (no or little dividend), no control (being 1 out of a million stockholders), and no transparency in what the corporation is actually doing or where it is heading.

Hoarders who invest tend to do so by seeking out real businesses that they can have real control in.

In terms of consumer goods, one key element a hoarder must understand is that hoarding should be done only with funds that the hoarder has no desire to spend quickly. Instead, the hoarder should wait for prices to truly be at bargain level, whether due to saver-inspired deflation, recession, or blowout sales. Showing a demand for low prices tends to get the hoarder the best value, while allowing the hoarder’s assets to stay outside of the banking instrument schemes that create inflation and unacceptable banking cartel profits.

A hoarder should be in no rush to invest in businesses that don’t issue a fair dividend/profit annually, that don’t offer the shareholder a real director position in the company’s processes, and don’t give the investor transparency in all facets of the business’ procedures and goals. The hoarder accepts smaller short term gains for greater long term profits and controls. The hoarder also accepts fewer expensive consumer purchases for greater long term savings and dealers.